Switzerland made simple – for expats

In Switzerland, health insurance is mandatory and ensures access to high-quality medical care in case of illness, accidents, or maternity. Choosing the right coverage is essential, as premiums, benefits, and supplementary insurance options can vary significantly depending on your personal needs and lifestyle.

Personal insurance in Switzerland can include accident, liability, legal protection, household, disability, and life insurance coverage. Choosing the right protection is important to ensure financial security and peace of mind — whether for everyday situations or major life events. Policies, coverage levels, and premiums can vary significantly depending on your personal circumstances and long-term needs.

A pension planning consultation shows you how well you are financially protected in retirement, in the event of illness, or in the case of death. We analyze your state pension (AHV), occupational pension fund, and private pension arrangements to identify any gaps or opportunities for optimization. Based on this, we develop concrete measures to ensure your financial protection matches your current life situation.

We analyze your financing situation holistically and compare mortgage solutions from banks and pension funds. In doing so, we consider not only the interest rate, but especially affordability, loan terms, and your financial situation in retirement. The goal is a stable and sustainable financing structure tailored to your long-term needs. If desired, we also support you during negotiations and throughout the implementation process.